Terms Of Service
Please Read And Review Carefully
Life Leads Direct provides their lead services to you subject to the following conditions. If you visit or purchase leads at Life Leads Direct, you accept these conditions. Please read them carefully.
NOTICE: By signing up for an account with Life Leads Direct with or without a purchase, you understand agree to the following terms. By supplying your credit card information you are granting Life Leads Direct and its affiliates the right to exercise all rights to charge your credit card for "any" AND "all" purchases. You represent and warrant that the credit card you use is yours or within your authorization to use.
Your Credit Card Information:
- We protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts the information you send us.
- It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer.
- You are providing your credit card information voluntarily.
- By providing you credit card information your giving us the authority to charge your credit card for purchases made on this web site.
- When you buy a lead on-line it is not "guaranteed available" until you have checked out. So even though you may have it in your cart, if someone else has it in their cart and checks out before you, they will receive the lead.
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. Life Leads Direct does sell products for children, but it sells them to adults, who can purchase with a credit card. If you are under 18, you may use Life Leads Direct only with involvement of a parent or guardian. Life Leads Direct and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion. By providing you credit card information your giving us the authority to charge your credit card for purchases made on this web site. Without your credit card information we will be unable to serve your leads needs.
When you visit Life Leads Direct or send e-mail to us, you are communicating with us electronically. You consent to receive communications from us electronically. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
Disclaimers of warranties and Limitations of Liability
This site is offered "AS IS". Their are no warranties of any kind expressing the functionality, operation, content, or products of this web site. The use of this web site is ultimately your responsibility. There's no warranties to the operation or service of the web sites servers, e-mail (sent or received), or any negative component such as a virus.
Site Policies, Modification, and Severity
We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severe and shall not affect the validity and enforceability of any remaining condition.
Lead Distribution Agreement - Please Read And Review Carefully
1. Purchaser's Covenants
Purchaser warrants that it is a legally formed and duly authorized insurance company holding all certificates and licenses necessary for the operation of an insurance
business in the State of Alabama, State of Alaska, State of Arizona, State of Arkansas, State of California, State of Colorado, State of Connecticut, State of Delaware,
District of Columbia, State of Florida, State of Georgia, State of Hawaii, State of Idaho, State of Illinois, State of Indiana, State of Iowa, State of Kansas, State of Kentucky, State of Louisiana, State of Maine, State of Maryland, State of Massachusetts, State of Michigan, State of Minnesota, State of Mississippi, State of Missouri,
State of Montana, State of Nebraska, State of Nevada, State of New Hampshire, State of New Jersey, State of
New Mexico, State of New York, State of North Carolina, State of North Dakota, State of Ohio, State of Oklahoma,
State of Oregon, State of Pennsylvania, State of Rhode Island, State of South Carolina, State of South Dakota,
State of Tennessee, State of Texas, State of Utah, State of Vermont, State of Virginia, State of Washington,
State of West Virginia, State of Wisconsin, State of Wyoming, and any other state the Purchaser is requesting
and acquiring on the List. Purchaser covenants that
it is acquiring the List exclusively for its own business
purposes and not with the intention of reselling, redistributing
or reproducing the List for other personal or commercial
purposes. By executing this Agreement and accepting
the List, Purchaser agrees that:
- Information contained in the List will be used solely for the marketing of Purchasers insurance products to individuals and entities identified
in the List (the "Purpose");
contained in the List will be disclosed only to
those employees, directors and duly authorized sales
agents of Purchaser who have the need to know the
information contained in the List
the List nor any portion thereof will be copied
or reproduced except as is necessary for the effectuation
and accomplishment of the Purpose; and
shall not, and shall not allow any of its employees,
directors or agents to, assign, sell, lease or otherwise
transfer the List or any portion thereof without
the prior written consent of Life Leads Direct.
2. Purchaser's Indemnification of Life Leads Direct.
Purchaser agrees to indemnify and save harmless Life Leads Direct,
its directors, shareholders, officers, agents, employees
and representatives (collectively, "Life Leads Direct")
from any and all liabilities, lawsuits, penalties, claims
or demands (including the costs, expenses and reasonable
attorneys fees on account thereof) that may be
made by any third party for injuries, damages or losses
sustained as a result of Purchasers use of the
List (or, use of the List by any employee, director,
agent or representative of Purchaser) in any manner
and/or for any purpose not expressly permitted by this
Agreement. Purchaser agrees to defend Life Leads Direct,
at Life Leads Directs request, against any such
liability, claim or demand. Purchaser shall promptly
notify Life Leads Direct in writing of any claims
or demands against Life Leads Direct for which Purchaser
is responsible here under. The foregoing indemnity shall
be in addition to any other indemnity obligations of
Purchaser set forth in this Agreement.
By purchasing leads you are accepting the terms and conditions
set forth in this Distribution Agreement.